Mobile Money

Mi-Pay provides its clients with a comprehensive range of mobile money based products and services, all available on a white-label, client branded basis that creates new revenue earning opportunities for MVNO's operating in a competitive market. We deliver both business and technical operations covering a variety of mobile money services provided to different segments of an MVNO's customer base including;

Mobile Top up

Mi-Payoffers a complete service for mobile operators wishing to reduce the costs of managing their pre-paid topup and bill payment services. We deliver both business and technical operations covering all direct-channel topups including web, IVR, SMS, USSD, Java client and ATM through to the payments and settlement with the bank. Mi-Pay also provides a portal for the consumer to manage their own and otherspre-pay accounts from either the web or their mobile handset. They can review all their transactions, add/change payment or personal details and many other actions all designed to offer a superior customer experience whilst lowering support costs. Mi-Pay’s comprehensive fraud screening service is included as part of the solution and in some markets, Mi-Pay offers a fully indemnified service against all fraud and bad debt.

Cards & Payments

Some operators are interested in providing a range of financial services to their client base including the provision of pre-paid debit cards either in a stand-alone basis or as part of an integrated loyalty program. In addition, there is an increasing interest in the whole area of mobile initiated payments (including contactless or NFC) for both developed and developing, cash based economies. In both cases, Mi-Pay can assist operators through a blend of consultancy and outsourced services to take advantage of opportunities in these new markets.

Banking & Micro-Finance

Across the developing World, Mi-Pay is acting as the catalyst, creating new partnerships between mobile operators, banks and other financial providers including MFI's who increasingly realise that they can only exploit the new opportunities offered by mobile money services if they work together. Mi-Pay provides a range of client branded services and business processes that are fully compliant with both national and international standards enabling a wide variety of mobile money services to be brought to market quickly and in a cost-effective manner.

Remittance

Mobile Money Transfers (MMT) is one area that many mobile operators are looking into as a means of developing new revenue opportunities, particularly when addressing ethnic groups and migrant workers within developed markets who wish to send money home. Mi-Pay can supply operators with a new revenue stream through a client-branded service provided on a fully managed and financially compliant basis that enables their clients to send money home. The ultimate destination can either be a regular bank account in the recipient country or a mobile money agent network that provides a local remittance collection service.